Envision Foods

Envision Foods, LLC

Broker View· Policy Term: 2020–2025
Feb 2, 2026
Filters
8
Export
Total Locations
36
stores w/ claim history
Total Claims
136
10 open · 126 closed
Total Incurred
$2,367,902
paid + reserve
Loss Ratio
50.7%
paid / incurred
Open Reserves
$1,166,941
case reserves
Avg Severity
$17,411
incurred per claim

RRM RiskScore

/100
Calculating…
Connected Service Signals ● 4 connected
Composite score: 50 pts from claims/loss data (RRMCompass) + 50 pts from connected RRM services. How is this calculated?
2026 RENEWAL OUTLOOK
Projected Sales
$210M
Underwriter Assumption
Capped Loss Rate
$0.5645/$1K
Avg of all methods
Capped Ultimate Loss
$118,555
Pricing Basis
Unlimited Ultimate
$647,183
Loss rate $3.082/$1K

AI Recommendations

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Slip & Fall is the largest cost driver — $816K incurred across 38 claims. Assign the slip-prevention module in RRMTrain to all dining-area staff at the top 5 stores. Estimated +1.2 score uplift.
5 stores are due for inspection — sync delayed in RRMInspector. Stores #3326, #4024, #4053, #4076, #4097. Closing these inspections will lift Inspector contribution from 8.5/10 toward full marks.
3 open claims with reserves over $50K — pull evidence in RRMDefense. Combined open exposure of $1.05M from PY2023–2024. CCTV pulls and witness statements within 30 days improve defense outcomes.

Top Risk Drivers

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Incurred Losses by Policy Year click bar to filter

Pure Loss Rate per $1,000 Sales

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Recent Incidents

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Ultimate Loss Rate Summary — Unlimited vs. Capped

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Ultimate Loss Rate (Unlimited)
per $1,000 sales
Ultimate Loss Rate (Capped)
per $1,000 sales
Unlimited Ultimate Loss
total projected
Capped Ultimate Loss
($25K cap)

Ultimate Loss Projection — Capped vs Unlimited

Claims by Program click to filter

Claims by Loss State click to filter

GL Summary by Policy Year

PYClaimsPaid ReservesIncurred Inc Capped Ult UnltdUlt Capped SalesLDF Rate UnltdRate Capped

Claim Detail

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Claim Detail — claims · click columns to sort

Claim # Loss Date PY Program State Status Risk Driver Claimant Paid Reserve Incurred Description
82%
RRMTrain Compliance
Open →
4
Outstanding Audits
Open →
5
Stores Due Inspection
Open →
3
Active Litigations
Open →
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